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Welcome to Onity Mortgage. New name, same drive for excellence.

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The information you need to manage your mortgage

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Onity Mortgage - FAQs

We are excited to announce that PHH Mortgage has changed its name to Onity Mortgage. 

Disaster assistance

Onity Mortgage and its employees are here to help as you recover from the devastation caused by the recent hurricanes.

Biweekly payments

Understand how biweekly payments work, and why it might be a great choice for you.

Autopay

How Autopay works and why it's a smart idea.

Enjoy the benefits of going paperless

When you go paperless, you can access up to 60 months of account history anytime.

Extra cash? Find out if a recast is right for you.

If you've got extra cash on hand, a mortgage recast may lower your monthly payments without changing your loan terms.

Tips to keep your account safe

Learn how to secure your money and personal information to protect against fraud. 

Understanding fees and how to avoid them

Understanding fees and how to avoid them. 

Why create an online account?

Take advantage of these helpful services to better manage your account.

Understanding escrow

An escrow account is money set aside from your monthly mortgage payment to pay expenses related to property taxes and insurance. 

Understanding taxes and year-end forms

Learn more about when you'll receive your Form 1098 or refer to the Taxes and Year-End Frequently Asked Questions for more details. 

Trouble accessing documents?

Understand how to access PDF documents from our website on various devices.